Campaign: Kolektivne-pozicky.sk
Commission: 4€ per approved registration
Kolektívne pôžičky Eurvest Peer-to-Peer Lending operates as a loan marketplace. On one side are investors with surplus capital who are looking to earn returns by lending through a trusted peer-to-peer platform. On the other side are borrowers seeking access to financing in a straightforward and accessible way.
A quick loan from individuals via the Eurvest Collective Loans portal can be a helpful solution when you’re short of cash before payday, need to settle an urgent bill, want to take advantage of a limited-time sale, or need to book a last-minute flight for a holiday. You simply choose the amount you need—quick loans start from €50, with options of €100, €200, €500, or up to €1,000, depending on your requirements—and select a repayment term that suits you, either 15 or 30 days, or 2 or 3 months. If you’re unable to repay the full amount by the due date, you can simply defer repayment of the entire loan by paying a fee, or choose to repay it in instalments within the number of deferrals set out in your contract (for a 30-day loan, you can defer repayment up to four times). If, alongside the deferral fee, you pay a little extra, you’ll reduce the outstanding principal and benefit from a lower fee in the next period—making repayment more manageable. All you need is a mobile phone and a bank account where the funds can be transferred instantly, plus a quick, straightforward, non-binding registration process.
You can complete the non-binding registration form now and be ready to apply for a loan whenever you need it, without any additional verification steps or phone calls. Simply confirm an investor’s offer, and the funds will be transferred to your account immediately. Once you accept the offer, the quick loan is paid out straight away, helping you resolve any unexpected financial situation without delay.
Investors must provide:
- a) Two forms of identification (a valid ID card and a second form of identification (e.g. birth certificate, passport, etc.)
- b) Proof of regular income
– If employed: payslips for the last two months and a statement from the Slovak bank account to which the loan will be disbursed,
– If retired, receiving disability pension, or on maternity/parental leave: two bank account statements confirming regular income,
– If self-employed: two bank account statements showing regular income, along with a statement from your personal Slovak bank account.
Additional information / Information for applicants / Loan details:
- Loan amount: from €50 to €1,000
- Repayment term: 15, 30, or up to 120 days
- Repayment deferral: available for a fee
- Early repayment: permitted at no additional cost
- Funds transfer: to a personal Slovak bank account held by the client, or to an account where the client is an authorised user
- Operating area: Slovakia (a valid Slovak ID card and permanent address in Slovakia are required)
- Eligible customers include: individuals employed in Slovakia, individuals employed abroad, self-employed persons, women on maternity or parental leave, pensioners
- Contact information: must be valid, registered to the client, and reachable within 5 business days
- The applicant must be able to provide proof of income to the lender
- Applicants must be at least 18 years old and must not be in bankruptcy or post-bankruptcy proceedings. They must also have no active garnishments, wage deductions, outstanding debts, or overdue payments to other creditors
- Branches: none – the entire process is handled online
- Proof of income: required (2 payslips for employed applicants; 2 bank statements showing income for all other applicant types)
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